I googled commercial credit union PLC and yours was the second site to pop up. The letters that were posted from Vanguard were almost word for word identical to the emails I received from Apax International Investments, except they wanted $30,000 to open the over seas bank account. Then I typed in some key phrases used in some of the letters he sent me. My Joy brought up sweet love phrases and a list of things he wanted to do during our future together, he also used the my Mamma died and it would have been such a joy to sit back from afar and watch the two of you and he used the Mamma wouldn't want me to separate my love between you and her she has already taken her share.